Smart Checking
- Summary
Experience the Bank of Fayetteville difference with the best checking account around. Earn 3.20% APY* with no minimum balance or monthly fees!
This free high-interest checking account offers you a premium interest rate with no fees or restrictions. We even refund your service fees when you use non-network ATMs. Smart Checking is an account that can't be beat!
- 3.20% APY* on balances up to $50,000
- 0.30% APY* on amount of balance over $50,000
- Unlimited check writing
- No minimum balance
- No monthly fees
- ATM fee refunds (up to $25 each month)
- Free Visa® Check Card
- Free Online Banking with Bill Pay
- Free eStatements
- Direct deposit available
- FDIC insured up to $250,000
- 0.10% APY* if qualifications are not met
*APY = Annual Percentage Yield
- Qualifications
To receive the higher interest rate and ATM fee refunds simply do the following:
- Make 10 VISA® CheckCard transactions (excludes ATM transactions)
- Transact one direct deposit or ACH auto debit
- Sign up for and receive eStatements
And remember, if for some reason you don't qualify for the rewards one cycle, you can meet the qualifications for the next cycle without penalty and still earn 0.10% APY!
- More Information
Annual Percentage Yield (APY) accurate as of 12/10/09. Rate tiers are as follows: 3.20% APY applies to balances of $.01 - $50,000 and 0.30% APY applies to balances over $50,000 as long as qualifications are met each statement cycle. 0.10% APY applies to all balances if qualifications are not met. All balances will earn 3.20% APY to 0.30% APY as long as qualifications are met. Rates may change after the account is opened. Fees may reduce earnings.
