Smart Checking
- Summary
Experience the Bank of Fayetteville difference with the best checking account around. Earn 2.05% APY* with no minimum balance necessary to earn rewards and no monthly qualification cycle fees!
This free high-interest checking account offers you a premium interest rate with no fees or restrictions. We even refund your service fees when you use non-network ATMs. Smart Checking is an account that can't be beat!
- 2.05% APY* on balances up to $25,000
- 0.15% APY* on amount of balance over $25,000
- Opening deposit of $100 required
- Unlimited check writing
- No minimum balance necessary to earn rewards
- No monthly qualification cycle fees
- ATM fee refunds (up to $25 each monthly qualification cycle)
- Free Visa® Check Card
- Free Online Banking with Bill Pay
- Free eStatements
- Direct deposit available
- FDIC insured up to $250,000
- 0.05% APY* if qualifications are not met
*APY = Annual Percentage Yield
Qualifications:
To receive the higher interest rate and ATM fee refunds simply do the following:
- Have at least 10 debit card purchases post and clear
- Have at least 1 automatic payment or direct deposit post and clear
- Receive and review e-statement
And remember, if for some reason you don't qualify for the rewards one cycle, you can meet the qualifications for the next cycle without penalty and still earn 0.05% APY!
Disclaimer:
Minimum to open account is $100. Annual Percentage Yield (APY) accurate as of 08/25/2011. Rate tiers are as follows: 2.05% APY applies to balances of $.01 - $25,000 and 0.15% APY applies to balances over $25,000 if qualifications are met each monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. All balances will earn 0.05% APY - 2.05% APY if monthly qualifications are met.
