Smart Saver

This free savings account is paired with a Bank of Fayetteville Smart Checking account to bring interest earnings that soar above the national average to every penny you put in the bank.

You'll reap the rewards of 0.50% APY* while enjoying the benefits of hassle-free banking: no minimum balances and no monthly service charge.

• 0.50% APY* on balances up to $50,000
• 0.15% APY* on portion of balance above $50,000
• Linked to Smart Checking Account
• No minimum balance
• Interest is accrued daily, credited monthly
• Free e-Banking services
• Free e-Statements
• FDIC insured
• Minimum deposit to open is $100 (no minimum thereafter)

*APY = Annual Percentage Yield

Qualifications:

To receive the higher interest rate on your Smart Saver, you must meet the following requirements on your Smart Checking account:

• Have at least 10 debit card purchases post and clear
• Have at least 1 automatic payment or direct deposit post and clear
• Receive and review e-statement

And remember, if for some reason you don't qualify for the rewards one cycle, you can meet the qualifications for the next cycle without penalty and still earn 0.05% APY!

Disclaimer:

Minimum to open account is $100. Annual Percentage Yield (APY) accurate as of 01/29/12. Rate tiers are as follows: 0.50% APY applies to balances of $.01 - $50,000 and 0.15% APY applies to balances over $50,000 if qualifications are met each monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. All balances will earn 0.05% APY - 0.50% APY if monthly qualifications are met.