Interest Rates
Effective March 4, 2010 - Rates subject to change
Personal Checking Accounts
| Product Type |
Rate |
APY |
| Smart Checking |
3.15% |
3.20% |
| Wise Checking |
0.05% |
0.05% |
| Sharp Checking |
0.05% |
0.05% |
| Sound Checking |
0.05% |
0.05% |
Certificates of Deposits
| Product Type |
Rate |
APY |
| 30 Day Certificate of Deposit |
0.15% |
0.15% |
| 90 Day Certificate of Deposit |
0.30% |
0.30% |
| 182 Day Certificate of Deposit |
1.00% |
1.00% |
| 12 Month Flex Certificate of Deposit |
1.30% |
1.31% |
| 15 Month Step Up CD Special |
2.00% |
2.02% |
| 18 Month Certificate of Deposit |
1.25% |
1.26% |
| 24 Month Certificate of Deposit |
1.98% |
1.99% |
| 36 Month Certificate of Deposit |
2.15% |
2.17% |
| 36 Month Step Up CD Special (No Longer Offered) |
1.50% |
1.51% |
| 48 Month Certificate of Deposit |
2.15% |
2.17% |
| 60 Month Certificate of Deposit |
2.15% |
2.17% |
| 9 Month Certificate of Deposit |
1.00% |
1.00% |
| 10 Month Step Up CD (No Longer Offered) |
1.00% |
1.00% |
|
Please call (479) 444-4444 for Jumbo CD Rates over $100,000
|
Individual Retirement Accounts
| Product Type |
Rate |
APY |
| 30 Day IRA |
0.05% |
0.05% |
| 12 Month IRA |
1.20% |
1.21% |
| 18 Month IRA- Variable |
0.15% |
0.15% |
| 18 Month IRA |
1.15% |
1.15% |
| 24 Month IRA |
1.90% |
1.91% |
| 36 Month IRA |
2.05% |
2.07% |
| 60 Month IRA |
2.05% |
2.07% |
| Grow IRA 12 Month Variable |
0.15% |
0.15% |
Money Market Accounts
| Product Type |
Rate |
APY |
|
Bright Money Market
|
| Daily Balances of $0-$9,999.99 |
0.15% |
0.15% |
| Daily Balances of $10,000-$24,999.99 |
0.45% |
0.45% |
| Daily Balances of $25,000-$49,999.99 |
0.60% |
0.60% |
| Daily Balances of $50,000-$99,999.99 |
0.70% |
0.70% |
| Daily Balances of $100,000 and over |
0.75% |
0.75% |
|
Clear Money Market
|
| $0-$99,999 |
0.75% |
0.75% |
| $100,000-$249,999 |
1.00% |
1.00% |
| $250,000-$499,999 |
1.05% |
1.05% |
| $500,000 and over |
1.10% |
1.11% |
Personal Savings Accounts
| Product Type |
Rate |
APY |
| Smart Saver |
1.30% |
1.31% |
| Sure Savings |
0.15% |
0.15% |
| Smarty Pants Savings |
0.15% |
0.15% |
|
Health Savings Accounts
|
| Up to $2,999 |
0.10% |
0.10% |
| $3,000 to $9,999 |
0.10% |
0.10% |
| $10,000 and over |
0.10% |
0.10% |
*Annual Percentage Yield(APY) and interest rates are current as of March 4, 2010.
Rates are subject to change at any time. Fees could reduce earnings on the account.
$500 minimum required to open Certificates of Deposits. Early withdrawal penalties may be imposed on CD's.
