Sharp Checking
- Summary
If you have an acute sense of planning for the future, this account will help you take a step in the right direction.
- Interest earning account*
- Monthly maintenance fee can be avoided by maintaining the minimum balance
*Please see our current rates in determining account interest.
- Requirements
- $7 monthly maintenance fee if daily balance falls below $500
- Features
- $1000 Overdraft Privilege*
- Unlimited check writing
- Cancelled checks returned with convenient image statement
- Opening deposit of $100
- 24-hour telephone banking
- Free Online Banking and Bill Pay
- Free VISA® CheckCard/ATM Card
* Overdraft service offered to accounts in good standing 30 days after account opening. Only one account with Overdraft Privilege per customer. The overdraft fee is $18 per NSF item. Consumers have 30 days to repay or cover the overdraft. An overdraft may result from 1) payment of checks, electronic funds transfers, or other withdrawal requests; 2) payments authorized by you; 3) the `return` of unpaid items deposited by you; 4) the imposition of bank service charges; 5) the deposit of items which according to the bank's Funds Availability Policy are treated as not yet available or finally paid. Generally, we will not approve an overdraft for you in excess of $500 for Real Checking accounts open more than 30 days, 800 for True and Wise checking accounts open more than 30 days, or $1000 for Smart, Sharp, and Sound checking accounts open more than 30 days. These limits include or Non- Sufficient Funds and/or Overdraft(NSF/OD) charge. The Bank of Fayetteville may refuse to pay an overdraft at any time.
